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Duffy's Crystal Ball Report: Cybersecurity Edition Hello Reader How One Message Can Lead to a Cyber Scam When people think about cybercrime, they often imagine a hacker breaking into a system late at night. Most cyber incidents don’t start with a sophisticated hack. They start with a message, such as an email that looks routine or a text that feels urgent or even a QR code that seems convenient. Cybercriminals know that it’s often easier to trick a person than to break through technology. The...

Duffy's Crystal Ball Report: Cybersecurity Edition Hello Reader Too Good to Be True: How Fake Crypto Investment Scams Target Retirees You’ve worked hard your entire life to build your nest egg. The last thing you need is for a scammer to walk away with it. Unfortunately, criminals know that retirees often have substantial savings, and they’ve built some of the most convincing frauds imaginable to get at them. Here’s what you need to know. Why crypto scams are so effective Cryptocurrency is...

Duffy's Crystal Ball Report: Cybersecurity Edition Hello Reader In this issue: The 3 Cyber Threats Most Likely to Hit You in 2026. And How to Stay Safer Savvy Cybersecurity quick links Cybersecurity shorts Software updates The 3 Cyber Threats Most Likely to Hit You in 2026. And How to Stay Safer If it feels like scams are everywhere lately, you are not imagining it. According to the FBI, Americans reported more than 190,000 phishing related crimes in 2024, and total cybercrime losses topped...

Duffy's Crystal Ball Report: Cybersecurity Edition Hello Reader In this issue: The Power of passwords Protect personal information Keep devices up to date Cybersecurity shorts Software updates Cybersecurity Lessons for This School Year As we begin the back-to-school season, it is important to review good cybersecurity practices with school-aged children. Many children are introduced to computers and the Internet through school-based technology. Here are some cybersecurity topics to discuss...

Duffy's Crystal Ball Report: June Cybersecurity Edition In this issue: Protecting the Digital Assets in Your Estate Plan Savvy Cybersecurity quick links Software updates Welcome to your June Savvy Cybersecurity newsletter. Read on to learn about the importance of digital assets in your estate plan and how to protect and secure them. Protecting the Digital Assets in Your Estate Plan Estate planning isn’t just about passing down physical assets like homes, bank accounts, and investments. In...

Duffy's Crystal Ball Report: Cybersecurity Edition Hello Reader Welcome to your May Savvy Cybersecurity newsletter. Read on to learn more about common Social Security scams and how to protect yourself from them. Protect Your Social Security Benefits from Scammers Scammers are constantly evolving their tactics to target seniors, and one of the most common ways they do this is through Social Security fraud. In 2023 alone, over $126 million was lost to Social Security scams according to the...

Economically speaking, I know that it feels a bit like the end of the world right now. Are things pretty uncertain at the moment? Obviously. Does the horizon look pretty gloomy? Undoubtedly. Until this trade war is behind us, the craziness will probably continue. And it may be a while. There’s only one person in the world who could know when this might come to an end, and I’m not sure even he knows what the timeline looks like. But you know what? It’s all going to be okay. I mean that most...

Duffy's Crystal Ball Duffy's Crystal Ball Report: “Tariffs: A Buying Opportunity?” Hello Reader Just a couple of weeks into his second term, President Trump is picking up right where he left off by imposing new tariffs as he seeks to push his policy agenda forward. As is always the case in these notes, I’ve done my level best to be as apolitical as possible[1]. My only goal here is to help everyone better understand tariffs and their potential impact, clear up some misconceptions, and discuss...

Duffy's Crystal Ball How AI is Changing Cybersecurity—And What You Need to Know Hello Reader Artificial intelligence (AI) is making cybersecurity both stronger and more challenging. While businesses use AI to protect data, cybercriminals are also using it to develop more advanced attacks. We all must understand these risks and how to defend against them. Deepfake scams: Don’t trust what you see or hear AI can now create incredibly realistic fake videos and voice recordings, known as...